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Paralysis & Spinal Cord Injuries from Car Accidents: Understanding Victim Rights

by Sep 16, 2025Car Accidents, Michael Miller, Personal Injury, Spinal Cord Injury

What to know after a collision causing paralysis

Paralysis & Spinal Cord Injuries from Car Accidents: Understanding Victim Rights

by | Sep 16, 2025

Spinal Cord Injuries After A Car Accident

A car accident can change your life in an instant. Among the most devastating outcomes are spinal cord injuries, especially those that result in paralysis. These injuries don’t just affect mobility; they impact every aspect of daily life, from earning a living to maintaining relationships and independence.

For Minnesotans facing the aftermath of a spinal cord injury caused by someone else’s negligence, the road forward can feel overwhelming. Understanding your legal rights, the types of compensation available, and how an attorney can help you pursue justice is essential.

How Car Accidents Cause Spinal Cord Injuries

The spinal cord is a delicate but vital part of the body’s nervous system. When the cord is damaged in a crash, the brain’s ability to send and receive signals to the rest of the body is disrupted. Depending on the severity and location of the injury, victims may experience:

  • Partial or complete paralysis below the site of injury.Medical evaluation of spinal cord injuries
  • Loss of sensation or motor function in arms, legs, or torso.
  • Respiratory issues if the injury is high on the spinal cord.
  • Chronic pain or muscle spasms resulting from nerve damage.

Car accidents often cause spinal cord injuries through:

Even with seat belts and airbags, the human body is vulnerable to these violent impacts.

Types of Paralysis Linked to Car Accidents

Recovery process for paralysis after collisionSpinal cord injuries can lead to different forms of paralysis, depending on where along the spine the damage occurs:

  • Paraplegia: Paralysis of the legs and lower body, usually caused by damage to the thoracic or lumbar spine.
  • Quadriplegia (tetraplegia): Paralysis of both arms and legs, often caused by injuries higher on the cervical spine.
  • Incomplete paralysis: Some movement or sensation remains below the injury site.
  • Complete paralysis: Total loss of function and sensation below the injury site.

The severity of paralysis often determines not only medical needs but also the scale of financial recovery required.

The Long-Term Impact of Paralysis

Spinal cord injuries are not just medical conditions; they are life-changing events that ripple across every aspect of a person’s life. Victims may face: 

  • Extensive medical care: Emergency surgery, hospital stays, and long-term rehabilitation. 
  • Assistive technology needs: Wheelchairs, home modifications, or vehicle adaptations. 
  • Loss of income: Many individuals are unable to return to their previous jobs or to work at all. 
  • Emotional and psychological challenges: Depression, anxiety, and strain on family relationships are common. 
  • Ongoing expenses: Medications, in-home care, and therapy sessions can last a lifetime. 

The financial burden is staggering. According to national estimates, the lifetime costs of spinal cord injuries can reach into the millions. For Minnesotans, that often means insurance alone won’t cover everything, making legal action critical. 

Proving Liability in Spinal Cord Injury Cases

In Minnesota, victims of car accidents caused by another driver’s negligence may pursue compensation through a personal injury claim. To recover damages, you and your attorney must show that:

  1. The other driver owed you a duty of care (all drivers must operate their vehicles safely). 
  2. They breached that duty (through speeding, distracted driving, driving under the influence, etc.). 
  3. The breach caused the accident that directly led to your injuries. 
  4. You suffered damages—medical bills, lost income, pain and suffering, and more. 

These cases often require gathering evidence such as police reports, medical records, witness statements, crash reconstruction, and expert testimony. 

What Your Paralysis Injury Claim May Include

A personal injury claim following a paralysis-causing crash may include compensation for both economic and non-economic damages:

  • Medical expenses (past, present, and future). 
  • Rehabilitation and therapy costs. 
  • Lost wages and loss of earning capacity. 
  • Home and vehicle modifications. 
  • Assistive devices and in-home care. 
  • Pain and suffering. 
  • Loss of enjoyment of life. 
  • Loss of consortium for spouses or partners. 

Because these injuries often result in lifelong care needs, it’s essential to calculate not just current costs but the decades of financial and personal impacts ahead. 

Spinal cord injury after vehicle collisionHow an Attorney Can Protect You From Unfair Insurance Settlements

Spinal cord injury cases are among the most complex types of personal injury claims. Insurance companies may push for quick settlements that fail to cover future expenses, or they may dispute the extent of damages.

An experienced Minnesota personal injury attorney can: 

  • Work with medical and economic professionals to project lifetime costs. 
  • Negotiate aggressively with insurance companies.
  • Ensure you don’t accept a settlement that leaves you struggling later. 
  • File a lawsuit if necessary and advocate for you in court. 

Most importantly, a lawyer provides the guidance and advocacy you need while you focus on healing and rebuilding your life.

Taking the First Step Toward Justice

Car accident victim with spinal injury receiving legal adviceIf you or a loved one has suffered paralysis or a spinal cord injury in a car accident, you don’t have to face the challenges alone. Pursuing a claim can secure the financial support you need to cover medical care, adapt to new realities, and protect your family’s future.

At Sieben Edmunds Miller, we stand with accident victims and their families during the most difficult times. Our team will listen to your story, explain your legal options, and fight to pursue the compensation you deserve.

Frequently Asked Questions

Q: How long do I have to file a spinal cord injury?
A: In most cases, the statute of limitations is six years for injury claims. However, circumstances can vary, so it’s best to speak with a lawyer as soon as possible.

Q: Can I recover damages if I was partially at fault for the accident?
A: Yes. Minnesota follows a modified comparative fault system, meaning you can still recover damages if you were less than 50% at fault. Your compensation will be reduced by your percentage of fault.

Q: What if my insurance already covers some of my medical bills?
A: Even if insurance pays part of your expenses, you may still be entitled to additional compensation for future care, lost wages, and non-economic damages.

Q: Do spinal cord injury cases usually go to trial?
A: Many cases settle out of court, but if the insurance company refuses a fair settlement, your attorney may recommend taking the case to trial.

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